Subscription & Cancellation Policy

• Product: ASIC.FYI Premium digital access.
• Monthly Premium, when offered or already active: $89 USD when purchased and every month until canceled, plus any taxes required by law.
• Annual Premium: $395 USD when purchased and every 12 months until canceled, plus any taxes required by law.
• Trial: none.
• Selection: the customer affirmatively selects from the billing intervals displayed before Checkout. The selected plan does not change without the customer's affirmative choice.
• Annual comparison: when monthly billing is displayed, twelve $89 monthly payments total $1,068 USD. The annual plan costs $395 USD, a $673 difference. The approximate $33-per-month annual equivalent is derived from the $395 annual price and does not change its annual billing cadence.
• Delivery: Premium access is attached to the signed-in account after successful payment confirmation.
• Practice Credits Sprint: 100 credits for $9 USD per week.
• Practice Credits Momentum: 500 credits for $29 USD per month.
• Practice Credits Interview Ready: 1,000 credits for $39 USD per month.
• Regular daily allowance: a signed-in account without an active paid Practice Credit plan, including a Premium account, receives two complimentary credits per UTC day.
• Practice Credit use: one credit covers either one Simulation Submission or one Solution view. Each time any Solution is opened, another credit is used; the Solution is not permanently unlocked.
• Product separation: Practice Credits do not unlock Premium questions or content. Premium unlocks Premium Solution content, but every Solution opening still uses one Practice Credit. Premium does not include a paid Practice Credit plan or paid Simulation Submission allowance.
• Practice Credit delivery: after successful payment confirmation, the selected cycle allowance replaces the regular daily allowance, resets each paid billing cycle, and does not roll over.
• Practice Credit plan changes: an active customer may affirmatively schedule a different listed plan for the next renewal after reviewing its exact recurring price, cadence, and effective date. Scheduling a change creates no immediate charge or proration and does not alter the current cycle's allowance. The scheduled change may be undone before renewal.

Checkout may be disabled, available only in Stripe Sandbox, or enabled for live recurring billing. Disabled checkout accepts no payment. A checkout clearly marked Stripe Sandbox uses test payment methods, moves no real money, and creates only test access. Live Stripe Checkout accepts real payment for the plan shown on its order page.

The ASIC.FYI offer screen displays the selected product, recurring price and cadence, automatic-renewal terms, cancellation method, and refund terms before the customer is sent to Stripe or asked to confirm billing information. Stripe Checkout then requires affirmative consent before payment.

An active Monthly Premium subscription renews every month for $89 USD unless canceled, even if new monthly Checkout is unavailable. Annual Premium renews every 12 months for $395 USD unless canceled. Only the price and interval affirmatively selected in live Checkout apply. ASIC.FYI provides a retainable purchase confirmation with the selected recurring terms and cancellation instructions.

Unless canceled, Sprint renews every week for $9 USD, Momentum renews every month for $29 USD, and Interview Ready renews every month for $39 USD. If a customer affirmatively schedules a different Practice Credit plan, the current plan and allowance continue unchanged through the paid period and the replacement plan begins at the displayed renewal date. There is no immediate charge or proration. Each successful renewal replaces the prior cycle's unused balance with the plan allowance then in effect; credits do not accumulate or roll over.

For annual Premium, a written renewal notice is scheduled at least 15 and no more than 45 calendar days before the next renewal and, where applicable, within the required window before the stated cancellation deadline. It states that Premium will renew for another 12 months unless canceled and identifies the product, exact renewal amount and frequency, charge date, cancellation deadline, ASIC.FYI contact information, and a direct online cancellation method. The same notice may serve as the annual automatic-renewal reminder when its timing, medium, and contents meet both requirements.

For recurring terms of 31 days or less, Stripe is instructed to send a written receipt after each successful renewal charge. The receipt clearly identifies the product, exact amount charged, recurring frequency, charge date, and direct online cancellation method. ASIC.FYI also schedules an annual reminder for every paid recurring plan identifying the product, amount and frequency of charges, and how to cancel.

Billing receipts and required renewal notices use the billing email confirmed for the subscription. To update that address, email info@asic.fyi from the account email. Transactional billing notices are handled separately from marketing preferences.

Any fee change to an existing subscription is disclosed in a clear, conspicuous, retainable notice with cancellation instructions before it takes effect, even if the customer previously agreed to the change. A fee-change notice is scheduled no fewer than 7 and no more than 30 days before the new fee takes effect. Before any other material change to recurring subscription terms takes effect, ASIC.FYI provides a clear, conspicuous, retainable notice describing the change and how to cancel. No customer is moved to a different offer or billing cadence without affirmative choice.

Cancel Premium online through Manage Billing at /account/billing. Cancel a Practice Credit renewal from the signed-in Credit panel. You may also email info@asic.fyi from the account email for assistance. Cancellation must be completed before the next renewal charge to avoid that charge.

Cancellation stops future renewals and removes any Practice Credit plan change scheduled for that renewal. Unless applicable law requires otherwise or access is terminated for serious misuse, Premium access or paid Practice Credits remain available through the end of the already-paid term. Practice Credits then expire. Cancellation does not reverse or refund the current-term charge; review the Refund Policy for limited legal or billing-error exceptions.

Stripe may retry a failed renewal and send a secure payment-update request. ASIC.FYI provides a seven-day grace period after a failed Premium renewal before Premium access is suspended. A failed Practice Credit renewal does not create a new allowance and may suspend the paid balance until payment succeeds. No new paid term begins without a successful charge.

The purchase flow requires affirmative consent to the recurring terms and policies. ASIC.FYI may retain the offer version, policy version, disclosure record, consent timestamp, checkout-session identifier, and related records to operate the subscription and demonstrate that consent was obtained.

Consent records are retained for at least three years or one year after subscription termination, whichever is later, unless a longer period is reasonably required by law, tax, fraud, dispute, or recordkeeping obligations.